Affordability calculator

Complete the following for a guide to how much your client could borrow.

Please note: the loan amount returned by the affordability calculator is an illustration only. Applications are subject to credit score, lending policy and full affordability assessment - so the actual amount your client could borrow may be higher or lower than the calculator's figure. Also, the actual loan amount will never be more than five times your client's income.

Step 1 of 3: Product details

 

Product range
Please Select Mainstream Buy-to-let

For Standard mortgages:
Please select how much your client is looking to borrow.
Please select £5,000 - £49,999 £50,000 or more

For Buy-To-Let mortgages:
Please select how much your client is looking to borrow.
Please select £5,000 - £49,999 £50,000 - £500,000 More than £500,000

Application purpose
Please Select House Purchase Remortgage Unencumbered

Number of applicants
Please Select 1 2 or more

Number of financial dependants  

 

Please enter the total number of dependants. A financial dependant is anyone who relies on the applicant financially, for example a child or elderly parent. Only dependants that the applicant does not pay maintenance for should be included. For joint applicants who each have dependants, add the dependants together and enter the total number.

Loan to value  
 %

 

Please input the loan to value (LTV) for the application. LTV=(loan amount / property value) x 100.