Lending policy
- Age
- Term
- Personal deposit
- Use of funds
- Maximum LTV
- New C&G mortgage customers
- Existing customer conversions
- Homeowner loans
- Income used
- Income verification
- Repayment methods for interest only mortgages
- Remortgages
- Residence in the UK
- Money laundering
- Customers porting
- General buy-to-let policy
- Q & As
- Application on main residence where client also has buy-to-lets
- Employed customers
- Gross basic income
- Total employed income
- Additional income
- Retirement income
- Self-employed income
- Rental income
- Special scenarios
- Overview
- Construction
- Acceptable property types
- Unacceptable property types
- Recently converted properties
- Properties with land
- New builds / Newly converted properties
- Tenure
- Auction and sealed bid properties
- Builders’ incentives
- Business use of property
- Customers not resident in property
- Discounted purchases
- Expatriates
- Flying freeholds
- Foreign nationals
- Foreign nationals and buy-to- let/second properties
- Freehold flats and purchase of freehold
- Guarantors
- Holiday homes / Second homes
- Lettings and release of land
- Local Authority or Housing Association - Incentive schemes
- Local Authority or Housing Association - Purchase of remaining share
- Multiple applicants
- Occupation by a relative
- Pied a terre
- Power of Attorney
- Right to Buy and other schemes
- Second properties
- Starter homes initiative for key workers
- Tied accommodation
18/11/08
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