Products rates & fees

Additional Borrowing Trackers

Not for buy-to-let cases. Please refer to the buy-to-let product pages.

 

These deals are available on an interest only and/or repayment basis for additional borrowing only

 

• For total borrowing above 75%, the new borrowing must be on repayment
• At the end of the initial product period the interest rate charged will switch to the Homeowner Variable Rate, currently 3.99%

For further details please view our lending policy

 

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
3-Year Tracker until 31/03/13	Interest only: ET70 Repayment: ET71	4.29% (+3.79)	£995	Before 01/04/11 = 3% 01/04/11 - 31/03/12 = 2% 01/04/12 - 31/03/13 = 2%	Calculate

 

For loans between £5k and £500,000, to 80% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
3-Year Tracker until 31/03/13	Interest only: ET72 Repayment: ET73	4.59% (+4.09)	£995	Before 01/04/11 = 3% 01/04/11 - 31/03/12 = 2% 01/04/12 - 31/03/13 = 2%	Calculate

Other features of this product:

 

• Initial rate guaranteed to move in line with the Bank of England interest rate
• Transfer of funds fee: £35 always added to the loan and non-refundable. No Transfer of funds fee on product switches
• Application fee: £99 payable up-front only and non-refundable*
• Interest calculated daily
• No Higher Lending Charges

*Application fee payable if your client is a new or existing C&G or Lloyds TSB mortgage customer purchasing a property, taking out additional borrowing or moving their mortgage from another lender. Not payable if your client is an existing C&G or Lloyds TSB mortgage customer switching to a new deal. One time payment valid for 12 months.