Products rates & fees

Existing Customers Moving Home

These deals are only available on a repayment basis

 

• These deals are available existing C&G customers moving home (including 2nd/holiday homes).
• They are available for your client's when they're porting and wish to top up their mortgages. For further details about porting please view our lending policy and porting application checklist page
• Maximum LTV for 2nd/holiday homes is 75%
• Maximum LTV of up to 80% for new-build properties (defined as any property that was first occupied less than six months ago)
• At the end of the initial product period the interest rate charged will switch to the Homeowner Variable Rate, currently 3.99%

For further details please view our lending policy

 

For loans between £5k and £1,000,000, 75% - 85% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Tracker until 30/09/12	Interest only: EV86 Repayment: EV87	4.79% (+4.29)	£995	Before 01/10/11 = 3% 01/10/11 - 30/09/12 = 2%	Calculate

 

Other features of this product:

 

• Initial rate of tracker products guaranteed to move in line with the Bank of England interest rate
• Valuation fee payable
• Transfer of funds fee: £35 always added to the loan and non-refundable.
• Application fee: £99 payable up-front only and non-refundable*
• Interest calculated daily
• No Higher Lending Charges
• These products are only available for repayment loans, except for existing C&G mortgage customers switching to a new product who, if they currently have more than 75% LTV on interest only, can continue borrowing up to the same amount on interest only if they want to.

*Application fee payable if your client is an existing customer moving home.