Products rates & fees

House Purchase Range - No Application Fee Products

For these deals no application fee is payable.

 

• These deals are available for house purchase (including 2nd/holiday homes) and product switches only
• Not available for additional borrowing at the same time as porting
• For house purchases where the total LTV is over 75% all borrowing must be on repayment. Maximum LTV on interest only loans is limited to 75%
• Maximum LTV of up to 80% for new-build properties (defined as any property that was first occupied less than six months ago)
• The drawdown date for loans is 30 September 2010
• At the end of the fixed-rate period the interest rate charged will switch to the Standard Variable Mortgage Rate, currently 2.50%
• For further details please view our lending policy

To see our other house purchase deals where an application fee is payable, click the links below:

 

To 60% LTV | To 75% LTV | To 85% LTV | To 90% LTV

 

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Tracker until 31/05/12	I/O = EB50 REP = EB51	2.89% (+2.39%)	£799	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate

 

For loans between £5k and £500,000, to 75% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Tracker until 31/05/12	I/O = EB98 REP = EB99	3.39% (+2.89%)	£799	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate

 

For loans between £5k and £500,000, to 85% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
3-Year Fixed until 31/05/13	I/O = EB88 REP = EB89	6.99%	£799	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 3% 01/06/12 - 31/05/13 = 2%	Calculate

 

For loans between £5k and £500,000, to 90% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Fixed until 31/05/12	I/O = EB82 REP = EB83	7.09%	£799	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate

Other features of this product:

 

• Initial rate of tracker products guaranteed to move in line with the Bank of England interest rate

• Valuation fee payable

• Transfer of funds fee: £35 always added to the loan and non-refundable. No Transfer of funds fee on product switches
• No application fee is payable
• Interest calculated daily
• No Higher Lending Charges
• These products are only available for repayment loans, except for existing C&G mortgage customers switching to a new product who, if they currently have more than 75% LTV on interest only, can continue borrowing up to the same amount on interest only if they want to.