Products rates & fees

House Purchase Range - To 60% LTV

These deals are available on an interest only and/or repayment basis

 

• These deals are available for house purchase (including 2nd/holiday homes) and product switches only
• The drawdown date for fixed rate loans is 30 September 2010
• At the end of the fixed-rate period the interest rate charged will switch to the Standard Variable Mortgage Rate, currently 2.50%

Up to 60% LTV deals for:

 

2-Year Fixed-Rates | 3-Year Fixed-Rates | 5-Year Fixed-Rates | 2-Year Trackers

 

 

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Fixed until 31/05/12	I/O = EB38 REP = EB39	3.99%	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate
	I/O = EB40 REP = EB41	4.39%	£0		Calculate

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
3-Year Fixed until 31/05/13	I/O = EB42 REP = EB43	4.49%	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 3% 01/06/12 - 31/05/13 = 2%	Calculate
	I/O = EB44 REP = EB45	5.19%	£0		Calculate

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
5-Year Fixed until 31/05/15	I/O = EB46 REP = EB47	5.59%	£995	Before 01/06/11 = 5% 01/06/11 - 31/05/12 = 5% 01/06/12 - 31/05/13 = 4% 01/06/13 - 31/05/14 = 3% 01/06/14 - 31/05/15 = 2%	Calculate

 

For loans between £5k and £500,000 to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Tracker until 31/05/12	I/O = EB48 REP = EB49	2.79% (+2.29)	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate

Other features of this product:

 

• Initial rate of tracker products guaranteed to move in line with the Bank of England interest rate

• Valuation fee payable

• Transfer of funds fee: £35 always added to the loan and non-refundable. No Transfer of funds fee on product switches
• Application fee: £99 payable up-front only and non-refundable*
• Interest calculated daily
• No Higher Lending Charges

*Application fee payable if your client is a new or existing C&G or Lloyds TSB mortgage customer purchasing a property, taking out additional borrowing or moving their mortgage from another lender. Not payable if your client is an existing C&G or Lloyds TSB mortgage customer switching to a new deal. One time payment valid for 12 months.