Products rates & fees

Large Loan Fixed-Rate Mortgages

These deals are only available on an interest only basis to 75% LTV. They are available on repayment to 80% LTV.

 

• These deals are available for residential remortgages, house purchases, product switches and further borrowing (where the total borrowing is for £1 million or more).
• Maximum LTV of up to 80% for all homeowner loans and remortgages with additional borrowing
• For house purchase and remortgages where the total LTV is over 75% all borrowing must be on repayment. Maximum LTV on interest only loans is limited to 75%
• For Homeowner Loans that take the total borrowing above 75%, the new borrowing must be on repayment
• For loans between £1 million and £2 million the maximum LTV will be 80%.
• For loans between £2 million and £5 million the maximum LTV will be 70%.
• Each case will be individually assessed by C&G underwriters. However for cases which fall outside of these criteria we will assess and negotiate on an individual basis.
• Before proceeding with large loan applications, please contact your BDM for details of current lending policy.

For further details please view our lending policy

 

 

For loans between £1,000,000 and £1,999,999, to 60% LTV

Product	Initial Rate	Product fee	Early Repayment Charges	Free valuations on remortgages	Free legal work on remortgages
2-Year Fixed until 30/04/11	5.09%	£1,995	Yes, until 30/04/11			Details | Calculate
5-Year Fixed until 30/04/14	4.99%	£1,995	Yes, until 30/04/14			Details | Calculate

 

For loans between £1,000,000 and £1,999,999, to 80% LTV

Product	Initial Rate	Product fee	Early Repayment Charges	Free valuations on remortgages	Free legal work on remortgages
2-Year Fixed until 30/04/11	5.29%	£1,995	Yes, until 30/04/11			Details | Calculate
5-Year Fixed until 30/04/14	5.19%	£1,995	Yes, until 30/04/14			Details | Calculate