Products rates & fees

Remortgage Range - To 60% LTV

These deals are available on an interest only and/or repayment basis

 

• These deals are available for residential remortgages only
• The drawdown date for fixed rate loans is 30 September 2010
• At the end of the fixed-rate period the interest rate charged will switch to the Standard Variable Mortgage Rate, currently 2.50%

Up to 60% LTV deals for:

 

2-Year Fixed-Rates | 3-Year Fixed-Rates | 2-Year Trackers

 

 

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Fixed until 31/05/12	I/O = EB52 REP = EB53	4.09%	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate
	I/O = EB54 REP = EB55	4.49%	£0		Calculate

 

For loans between £5k and £500,000, to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
3-Year Fixed until 31/05/13	I/O = EB60 REP = EB61	4.69%	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 3% 01/06/12 - 31/05/13 = 2%	Calculate
	I/O = EB62 REP = EB63	5.29%	£0		Calculate

 

For loans between £5k and £500,000 to 60% LTV

Product	Product code	Initial Rate	Product fee added to loan	Early Repayment Charges
2-Year Tracker until 31/05/12	I/O = EB68 REP = EB69	2.79% (+2.29)	£995	Before 01/06/11 = 3% 01/06/11 - 31/05/12 = 2%	Calculate

Other features of this product:

 

• Free valuations on remortgages

  The valuation fee will be waived if your client is remortgaging and their loan size is £500,000 or less. View valuation fees

• Free legal work on standard remortgages of £5,000 - £999,999

  Provided that the work is carried out by a firm of solicitors authorised to do free legal work for C&G. For non-standard remortgages a fixed-price service for the most common extra legal work required is also available.  Exclusions apply

• Initial rate of tracker products guaranteed to move in line with the Bank of England interest rate
• Transfer of funds fee: £35 always added to the loan and non-refundable. No Transfer of funds fee on product switches
• Application fee: £99 payable up-front only and non-refundable*
• Interest calculated daily
• No Higher Lending Charges

*Application fee payable if your client is a new or existing C&G or Lloyds TSB mortgage customer purchasing a property, taking out additional borrowing or moving their mortgage from another lender. Not payable if your client is an existing C&G or Lloyds TSB mortgage customer switching to a new deal. One time payment valid for 12 months.