| Duplicate annual
statement |
£21 |
For each duplicate statement
provided. |
| Interim mortgage statement |
£22 |
For providing an interim mortgage statement
part way through the year.
|
| Duplicate copy of letter |
£10 |
For providing a duplicate copy of a
letter. |
|
Capital repayment to reduce the
mortgage term or reduce the monthly payment
|
£10 |
For each capital repayment applied to immediately reduce the
account balance but where your client asks for their mortgage
term to be reduced or their monthly payment to be reduced from
the following month. There is no fee if the term is not changed
and their monthly payment is not recalculated until the next
time it has to be, such as at a rate or product change.
|
| Closed account reference |
£31 |
For providing a reference to another lender
on a closed account.
|
| Instalment break |
£99 |
When your client requests a payment break,
but they have not made any overpayments.
|
|
Supplying photocopies of deeds documentation
|
£31 |
For each request. |
| Deeds information |
£10 |
For supplying information relating to the
title deeds. |
| Information to a third party |
£103 |
For supplying information to a third
party. |
|
Additional information to a third party
|
£22 |
For supplying additional information to a
third party. |
| Certificate of Title |
£32 |
For providing a copy of the Certificate of
Title. |
| Interest certificate |
£22 |
For each year’s interest certificate
provided. |
| Partial release of property |
£225 |
If your client asks the release from the mortgage of part of
their property to be considered.
|
| Approval of residential tenancy after six
months |
£225 |
If your client wishes to let the property
six months or more after their mortgage started. Earlier than six
months they must switch to a buy-to-let mortgage and they may incur
costs, such as an Early Repayment Charge on the original mortgage
and product and application fees on the new one. |
| Ground rent |
£225 |
If your client’s property is leasehold and there is
correspondence regarding ground rent payments and/or insurance
which are due under the terms of their ownership of the
property.
|
| Account breakdown |
£22 |
For each year for which your client requests
a breakdown of their account.
|
| Change of payment method |
£77 |
Changing the way your client repays their loan's
capital from interest only to repayment or repayment to
interest only.
|
| Term adjustments |
£32 |
When your client asks to amend the term
over which they want to repay their loan.
|
| Insurance cancellation |
£27 |
When your client cancels their buildings or
buildings and contents insurance which forms part of their monthly
mortgage payment.
|
| Hypothetical account illustration |
£106 |
For providing details of how an account would vary if payments
or the term were changed. This is not the same as a Key Facts
Illustration.
|